Following Comment posted by Chandru.
I debated, if I should be posting this comment. So, I posted the following question in Facebook Fan Page.
I’m debating if I want to post this article – Don’t Come to USA, If You Are Highly Educated and Successful in Your Life (shared by a reader).
Following were the responses
- Jayasudhan Thalal Jayachandran – Totally post it. I believe it is true…
- Prateek Gupta – well..If you are highly educated and successful..no need to come here..but if you are not, u have a chance to reach that stage…
- Abhishant Guleria – Only few educated persons is successful in India..
- Punam Ghimire – Yes I also agree. Please post it. If you are educated and successful than stay where ever you are and work there.
- Kabir Joshi – Please post it. USA is not the only place to be successful.
- KR Hande – I think there is nothig bad in posting…coz it may be gud article. So reading never makes any harm..n it catalyize the process of thinking..!!
- Nitin Goyal – yes, dere is no need to come USA if they are already succesfull, not all the top billionaires are in USA and we can call them sucesfull for sure…
- Nikhil Tiwari – i think you should post it coz its an opinion not a fact
So, here is the actual comment shared by Chandru
Don’t Come to USA
I see most of you are highly educated, experienced and successful in life. DON’T COME TO US!
I know grass is greener on the other side, but believe me when I say this – YOU ARE BETTER OFF IN INDIA !!
If you are middle class in India, you will be middle class here too.
Nothing will change, you wont become rich in any number of years.
Yes, you will be driving more expensive car, living in a more expensive house when you convert $ into Rs but that does not make you rich in American terms either.
You will have a mortgage to pay, student loan for your kids, credit card bills, medical bills etc..
And if you loose your job and go without salary for 2 months, you will be back on the street the next month.
I know the feeling when all your friends leave India and send you pictures of them in nice places (backgrounds), you feel you are missing out.
The truth is its your friends who emigrated from India that are missing out on the fast development in India. If you want to come to US, don’t immigrate, instead save money and visit here.
Don’t ruin your career and risk you family life, skip friends affection and miss things you have taken for granted for so many years in your native land.
I know I can’t change everyone’s mind here in the forum, but I sure hope I helped at least one person ‘See the reason in my argument’ and affected their decision.
Let me share my opinion on following 3 facts (as pr above comments)
- Fact 1 – If you are middle class in India, you will be middle class here too.
- Fact 2 – You will have a mortgage to pay, student loan for your kids, credit card bills, medical bills etc..
- Fact 3 – And if you lose your job and go without salary for 2 months, you will be back on the street the next month.
That is true. But the definition of Middle Class is different and quality of life is different (this is debatable too).
For single income IT professional, you can expect to be in middle class, but you will have more savings working few years in USA.
Also, this is based on your spending habits and other expenses.
If both husband and wife work in IT, then one income is complete savings for you. If you both are earning say 80,000 and 120,000.
You can expect to save $50,000 to 80,000 per year. Is it possible to save 25 to 45 Lakhs in India per year working in IT?
Bills to Pay
Everyone has bills to pay.
If you are going to spend only the money you have using credit card, then you will do just fine.
If you earn $5000 per month and use credit card to spend $2000, you can pay off the monthly credit card bill.
If you are going to spend $6000, then you will have credit card balance.
This is completely your fault of failing to manage your finances.You need to cut down on additional expenses that you can avoid.
Job and Salary
If you are in H1B and get laid off, you typically have to leave the country right away.
Some companies will give 2 months time for you to find a job.
So, the facts you have mentioned are debatable based on your way of life, financial habits, medical history, etc.
All the above factors will vary based on individuals and families and your opinion is debatable to greater extent.
But, I don’t agree to your view.
How about you?