Bank Balance for Admission with Full Funding – PhD

Raghuram Sukumar Study in USA 4 Comments

Is it fact that even if I get a chance in a university for PhD with full funding and during admission the university didn’t asked any financial paper, still I have to show 20 lakhs cash in bank and land and house will not be count? Only cash have to be shown? If this is the case then how many middle class students are going there for phd who cant afford to show 20 lakh cash in bank? – Sayantan

If you have full funding, its not required to show bank balance during visa interview. Its recommend you show as much cash and property as you can. This will establish strong ties to your home country.

Land, house will come under immovable property. You can get CA statement for property evaluations and total property assets.

Most of the students going to USA are from middle class and they find a way to pay for education through  their parents savings, education loan, borrowing money, sponsored by relatives, etc.

Some students end up completing graduate degree without funding. They would have huge education loan, which would take few years to pay-off.


  1. Hii.. I hv done my M.Sc vd microbiology.I hv taken gre n scored 1280 in gre. I want to persue phd in related fields. Cud u plz tell if i m eligible fr applying. N smone hs told me dt i ll hv to give a research proposal smthng lyk dat. I hv nt done any research project.

  2. Can any one tell if whether I can have two persons to sponsor me?For example My dad and uncle together has enough money to show during VISA,but none of them has that much cash of their own.So can I tell the VISA people both my uncle and dad are sponsoring me?Please reply as soon as possible.

  3. How difficult to get a visa if i am getting admission for a PhD but without financial aid?

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