Do you really need a credit card while in USA?
You should have learned about Credit Cards, Credit Score and Credit History. Always video speak better than words. If Suze Orman is giving some advise, you better listen to it.
Why do you need credit card?
How to Get Credit Card
- To apply for credit cards you need SSN
- To get SSN, most universities will require students to have a job
- Pick the best student credit card and apply for one.
- First look at credit cards options available in the bank where you have checkings account.
Credit Cards are good, but credit card debt is bad. If you can afford to pay the entire balance by end of the month then use the card to make purchase.
Credit cards, ATM cards that you might plan to carry with you will not help build your credit history in USA.