Substantial Presence test f1 visa

Substantial Presence Test Calculator for F1 Visa – 1040NR or 1040 Form

F1, OPT and H1B Resident Test calculation is easy to calculate, if you know the certain IRS rules. Most of you will run into to this confusion till you understand the differences between Resident Alien and Non-Resident Alien. Here’s couple of questions from my readers F-1 Student  I came to USA in F1 Visa in August…

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No Co-signer Student loan for International Students in USA

International students appearing for student F-1 visa interview will usually have higher education loans approved from a bank. In India, students commonly get loans from banks like SBI, ICICI, HDFC, Canara Bank, and so on. Student loan APRs are much higher compared to student loans in the U.S. In order to attract more international students,…

international student taxes

International Students Taxes – Do F1 Students Need to File Taxes ?

I have answered some frequently asked questions (FAQs) on international student taxes in previous articles. International students with F1 visas who entered the United States on or before December 31 of the last year should file income taxes in the U.S.A. in the following year. Let’s say you came on Dec 25, 2015. You would file tax…

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How to Save Money on International Student Loan

Did you know that international students can ‘Save BIG’ money by following the tips in this article? There are so many students who are still not sure how much student loan will get approved and how to save money in student loan interest. As far I know, students are paying around 12-13% interest rates on…

Who Else Wants to Know About Student Loan Pay Off Time?

Are you planning to study abroad by financing the cost using student loan? In this article, I’ll be revealing some interesting facts about education loans, interest rates, and loan pay-off. Question: Is it better to get student loans from my bank in India or from the U.S.?  About 70% of international students in the U.S.A….

Bank Account Types : Free Checkings and Savings Account

Basically there are 2 types of bank accounts here in U.S. Checking Account ( No interest ) Savings Account ( Small interest, say 1% ) There are different varieties of account within checking and savings. But during student life, checking account is more than enough. Almost the banks ( local, national, credit union banks) offer…