Substantial Presence Test Calculator for F1 Visa – 1040NR or 1040 Form
Lifestyle

Substantial Presence Test Calculator for F1 Visa – 1040NR or 1040 Form

F1, OPT and H1B Resident Test calculation is easy to calculate, if you know the certain IRS rules. Most of you will run into to this confusion till you understand the differences between Resident Alien and Non-Resident Alien. Here’s couple of questions from my readers F-1 Student  I came to USA in F1 Visa in August…

1-Testing | Study in USA

No Co-signer Student loan for International Students in USA

International students appearing for student F-1 visa interview will usually have higher education loans approved from a bank. In India, students commonly get loans from banks like SBI, ICICI, HDFC, Canara Bank, and so on. Student loan APRs are much higher compared to student loans in the U.S. In order to attract more international students,…

International Students Taxes – Do F1 Students Need to File Taxes ?
Lifestyle

International Students Taxes – Do F1 Students Need to File Taxes ?

I have answered some frequently asked questions (FAQs) on international student taxes in previous articles. International students with F1 visas who entered the United States on or before December 31 of the last year should file income taxes in the U.S.A. in the following year. Let’s say you came on Dec 25, 2015. You would file tax…

Study in USA

Who Else Wants to Know About Student Loan Pay Off Time?

Are you planning to study abroad by financing the cost using student loan? In this article, I’ll be revealing some interesting facts about education loans, interest rates, and loan pay-off. Question: Is it better to get student loans from my bank in India or from the U.S.?  About 70% of international students in the U.S.A….

Lifestyle

Bank Account without SSN?

(Rewrite : what is SSN, why banks need SSN, what if  you don’t have SSN, ID requirements for bank account. Target is International students new to USA, who are opening bank account for the first time.) I recently received an email from one of our readers, inquiring about how to open a bank account without…