The cost of studying in the U.S. is very high when compared to the cost that students pay to study in India. If you plan to study at U.S. universities, then plan for worst case scenarios.

Make sure you take into account of all possible expenses you will likely and unlikely come across. Never assume that you can readily get scholarship or assistantship as soon as you reach the U.S.

Always plan for the worst of situations. It takes time to plan and get things. Some students wait for a long time before they get to financial aid (4 different ways to get funding).

The first set of questions parents typically ask when you tell them of your plan to study in the U.S. would include: “How much would it cost to study in the U.S.? Do we have enough money to pay for it? Will you be given aid for studying at U.S. Schools?” and many more…

Total Cost of MS in US

I have written a few articles about the cost of living in the U.S. for international students and how much a typical student from India would typically spend per month.

But as soon you reach the U.S., all the things you heard about will become a reality.

You will come face to face with some uncertainties and a new way of life. But that’s the way it will be and you have to face it.

Most of the information that gets passed to students back in India or other places are not true. Don’t believe in rumors.

You will be amazed with some of the crazy questions that I had received over the years. I always try to clarify doubts and answer questions with facts and sound opinion.

In this article, I’m going to assume that you are a student coming to the US to study M.S. without any financial aid.

Living Expenses

International students usually share the apartment rent, grocery bills, food expenses, phone bill, internet cost, and many more day-to-day expenses.

Normally, a new student tends to spend very less for the first few months.

You can read more about the spending habits of international students. But as time goes by, you will not convert $ to Rs. It takes time, but after 3-4 months, you will see $1 equals Rs.1.

As time progresses, you will see considerable changes in your lifestyle, but it’s for the better.

You can expect to spend from $250 to $700 per month by living life with basic necessities. Remember, the cost of MS in the U.S. varies based on location and type of school.

Tuition Fees

Tuition fee is the single major cost you will incur while studying in the USA. By law, international students have to automatically pay out of State Fees. In-state fees is usually 1/3rd the amount of out of state fees.

So if you don’t get any scholarship, get ready to pay $5,000 to $9,000 (or maybe more) per semester for 3 courses (9 credits).

A master’s degree will take 2 years to 2.5 years to complete, which is about 5 to 6 semesters.

Why Pay so much to study in the U.S.?

Why? For starters, you can get to pay back the student loan in 2-3 years’ time after you get a job.

You also get to study the latest technologies that are invented and used by the rest of the world.

You might be able to take a course under a professor at a U.S. university, whose books you could have used as part of syllabus/required readings back in India and other places in the world.

The cost of studying MS in the US comes with a high price tag. But it’s worth every penny.

You will fully understand the real value of studying in the USA when you read Why International Students in the U.S. are Unique.


  1. Gokul on January 8, 2013 at 7:16 AM

    hi, i m a be chem student .I am willing to study ms in petrochemical from US . My only prob is dat i m nt so financially sound but can take loan or any financial aid if possible . I just want to knw what all points are important for applying loan . what is the criteria for getting a loan?

  2. santosh on December 18, 2012 at 8:37 AM

    Hi, I m Santosh
    I am done with my Master of Computer science in India. I have 4+yrs of exp in software field. Now I m planning for MS in US. M I eligible for it?
    Could you please guide me through the process?
    Thank you

  3. Nikhil on December 11, 2012 at 1:40 AM

    I am 2012 passout, currently working with an IT company. I wish to do MS from university of Virginia. As money required for MS is a hurddle to me, I would like to know is it necessary that personally we must have excellent weight in bank account. Cant it be completely accomplished via bank loans entirely… My family cant support me to pursue MS. I am expecting for a way by means of which I can do it by my own.
    M totally confused by what I have heard from pepole. Expecting for a favourable reply.

  4. hemanth on December 2, 2012 at 6:50 PM

    Hi, em doing my BCA final year I have a dream to study MS in IT in US please suggest me wot is the total fee cost to do MS in IT IN US

  5. jasleen on November 18, 2012 at 5:25 PM

    sir i have done my BE in electronics and telecommunication and now planning to do MS in USA. so, i want to ask which branch should i choose and from which university and what will be the total fees for it.

  6. sai pradeep on September 10, 2012 at 1:58 AM

    hello sir!
    my name is sai pradeep n iam doing final year in ELECTRONICS AND COMMUNICATIONS n iam having 58.9% agg. am i eligible for doing MS in USA…………..

  7. ramakrishna on September 6, 2012 at 11:17 AM

    Is 20Lakh rupees sufficient for MS?? in indiana university, bloomington(IUB)

  8. jatti.jatti on August 21, 2012 at 6:35 AM

    jatti is a worlds best institute for pursuing masters in any course. with no fees, instead the jatti will pay you all the extra expenses other than the study expense so opt for jatti institute for masters, its located in every village of bijapur

  9. yamuna devi on August 4, 2012 at 12:50 AM

    after reaching us when will i get part-time job and is that neccessary to take GRE or TOEFL to study in us.

  10. supriya on August 2, 2012 at 2:55 AM

    i am from hyderabad,india
    studing 3rd year engg(computer science)
    i have a dream to study ms( in US
    i am not so rich
    can u help me what to do??
    can u explain how much it cost???
    plz tel me about the
    (1)scholarship details
    (2)cost of living
    (3)tution and university fees
    (4)what would be the minimum salary of the freshers after the course
    (5)how much is the hostel fees and meal cost

    • virinchi on August 23, 2012 at 4:55 PM

      look supriya being rich or poor isnt a big deal to persue your masters in USA if you don ve enough money u can take an educational loan,cost of living,tuition fee depends on the university you choose and cost of living varies from place to place if you stay in a city kinda Newyork it would obviously costs you more and on the other hand you have many doors to get in to part time jobs…….and remember money shouldnt be a contraint at the very beginin you could get fundding too if you do well in the academics ….good luck!!!

  11. sathwick on July 30, 2012 at 11:50 AM

    i am studying 3rd year in computer science
    and i want know about the total cost for studying masters in usa or uk

  12. Aparna on July 28, 2012 at 3:57 AM

    Hey..em a 3rd yr ece student..cud u plz teme wn s d right tym to join coachn class 4gre??hw much s d estimate cost to study n UK?…n wich r d bst sujctz dat I cn hose 4 my masters??

    • virinchi on August 23, 2012 at 4:59 PM

      get started now….if u wanna go for U.K gre is not mandatory…i prefer usa for masters …i would literally say dat itz d baap for persuin masters.. go fo it aparna…
      good luck hun!

  13. Ankit Malviya on June 27, 2012 at 12:47 PM

    i have completed my BE in ELECTRONICS AND COMMUNICATION field
    with 65%, i want the full information about subjects of GRE, and what will
    be the estimate cost of doing MS in USA.

  14. sai pradeep on June 22, 2012 at 12:07 PM

    hai, iam pursuing 3rd B-Tech, i want to join ms in us, can i know whats the best university in ms
    . And please tell whats the cost of ms in us

  15. Sri on June 10, 2012 at 9:33 AM

    Hi There,

    I would be attending Oklahoma City University this Fall.. is there anybody else who would be attending this University ?

  16. swapna sawant on May 31, 2012 at 9:05 AM

    I have completed my engineering in Electronics and telecommunication with 65%. I want to do MS in wireless communication please suggest me best universities in USA for MS in wireless communication my GRE score is 300 and TOEFL score is 85. Please give me details about fee structure in USA. Is it affordable for middle class family?

    • Wahid El Hage on June 2, 2012 at 8:26 AM

      I have a B.A in Banking & Finance(From Lebanon),. and i an working as chief accounting in Gulf Area, i am thinking right now to start studying master in accounting or finance in Unated State, please i request you to provide me an idea about the universities and the cost of
      tuition fees for 36 credit.

  17. SHWETA on May 25, 2012 at 6:24 AM


  18. SHWETA on May 25, 2012 at 6:20 AM


  19. anuva dey on May 25, 2012 at 4:24 AM

    i am at the last year of my,for further study i want to know how much money i have to spent for completing m.s at u.s.a.tell me the amount in indian rs.

  20. manikanta shanka on May 18, 2012 at 11:08 AM

    i want complete fees details about ms in us in various universities list wise
    please tell to me as early as possible

  21. nikhiladitya on May 10, 2012 at 2:22 AM

    This is nikhiladitya,completed Diploma in mechanical engineering. I wanna do Bachelor in Germany or USA or Canada. Can u please provide information about Scholorships, Cost of education. My diploma % is 75 above…

  22. Naman on May 6, 2012 at 9:37 PM

    Sir i am a btech IT. I want 2 do MS frm usa. So i wana knw hw much shud b my standby cost frm india. Nd in da worst case scenario if i didnt get a scholarship in ma program, wil da part tym jobs help me suffice my fees needs over there? Thank you

  23. Anil goud on May 3, 2012 at 1:52 PM

    Sir, i have a dream to do ms in us. Would u please tel me al d details and expensives for month

  24. pankaj on April 29, 2012 at 9:22 AM

    i am from karnataka,india
    studing 3rd year engg(computer science)
    i have a dream to study ms( in US
    i am not so rich
    can u help me what to do??
    can u explain how much it cost???

  25. vikshitha on April 29, 2012 at 12:30 AM

    I am pursuing my 3rd year from a college in Andhra Pradesh . I want to do MS in US after my engineering.Can you please help me in knowing information regarding total tution , living expenses and also required GRE and TOEFL scores


  26. Suhas G K on April 25, 2012 at 1:42 AM

    i am intrested in studing ms please help how to go

  27. Abhigna on March 19, 2012 at 12:16 PM

    I am pursuing BCA last semester from gujrat. Now i want to do MS in US ..I just want to know that what can be total means total cost per year including Fees,Rent, and all necessity things. Please reply.

    • nazeer on March 21, 2012 at 7:45 PM

      Abhibna, first thing you have see is, how much money your parents go to send you to USA, course fee will be 35000USD plus your expenses that will be aroung 1200$ per month. you can find some job in indian grocery shops, restaurant, or some fast food shops. make sure your parents are sound financially

  28. harish koushal on December 28, 2011 at 10:10 AM

    hai,i have completed my b.pharm with 75.7%.can you please let me know about good pharmacy schools with intake in spring 2013 and also let me know about total academic fee required without any aid(in case) for total m.s course.thank you

    • usha on June 20, 2012 at 6:26 AM

      purdue, st johns, rutger rhode island etc…… 37000 dollers is the approximate expance. you need to have a ready cash bank balance of 20.0 lakhs and fd,s worth 10 lakhs to start with if you are not getting scolarships. try to get good GRE(above 1350) and tofel above 115 to get a visa easily…. you can get admission but visa is a big problem now… so have enough back ups so that you dont have to be under tension. be prepare well about the subject and cource requirements before going for a visa interview

  29. Abhi on December 12, 2011 at 12:06 PM


    I have complete BE in ECE and i have 2 years of experience in Telecom.I want to persue my MS in US.

    1.Please tell me the cost for MS in US
    2. how much salary i will get after doing MS in US as well as in India.
    3.I want to know for what score in GRE & Toefl I would be getting into top 30 colleges in US with financial aid. what is the process to get scholarship.

    Thanks in Advance.

    • bappaditya das on December 20, 2011 at 9:35 AM

      i’m from india. can i get a job in usa…?

  30. Vijay on November 10, 2011 at 10:15 PM


    I am looking forward to pursue my MS in US.. My 10th-72% 12th-86% n be/ece- 7/10.. Please tel if I can get any grants..

    • nazeer on March 21, 2012 at 7:47 PM

      Nothing to do with your marks, money makes every thing, no one will grants

      • vijay on August 26, 2012 at 1:49 AM

        Hello nazeer,

        Thank you for your reply.. Actually here i meant ‘grant’ as scholarship o smthin.. could u plz help me on tat??

  31. vasam ravi on November 7, 2011 at 9:07 AM

    do let know me that which universites/pharmacy school’s offer’s very low cost tution fee for
    thanks in advance

  32. SAMARPITA on November 3, 2011 at 2:07 AM

    HI…m a microbiologist..want to knw d total fees for PhD in US universities..plz help me..

  33. Thinakaran on October 31, 2011 at 12:22 AM

    Hello sir
    i am Mechanical engg .still i have arrear,bt i can complete that subjects this coming sem,i don’t have that much of english knowledge,bt i hve knowledge n my department,i lk to learn advance technology,i lk to do MS in US,wht s the procedure to admission n us .

  34. Aritra sanyal on September 15, 2011 at 5:03 PM

    pls tell me how to arrange THAT AMOUNT OF MONEY!!!!!!!!!MBA costs less than MS in USA….

  35. Nehal Kamat on August 31, 2011 at 11:47 AM

    Well, I have my own thoughts, and they say that only those ‘who’ve had the opportunity to do their graduation in the US ought to continue there’. Since I’m not going to have that kind of opportunity (and let me tell you, it is one that you’ll never regret having grabbed), I shall be continuing my post-graduation in India. 
    The US Education system differs and has, in many respects (leaving aside the IITs), a better value & quality of education than that found in India. So, if one does his/her graduation in India and then goes yo the US for PG, it is very likely that that person may find it extremely hard to cope up with their educational methods.
    These are just my views.

  36. Sreyash Roy on August 18, 2011 at 10:54 PM

    hello sir,
    my name is Sreyash Roy and i’m presently a student of automobile engineering in third year. By september, 2013 i am going to get my bachelor’s degree. I am extremely interseted to pursue my master’s degree from U.S.A. Since i found your guidlines very much helpful i want 2 know further about how much do i have to score in my degree and how shall i apply to a good university and the fee structure of my course in a generalized way.

  37. G.PoojithaReddy on August 6, 2011 at 8:00 AM

    could you please tell me how much will it cost to study M.S in top ten state Universities of U.S.A. also mention the GRE and toefl scores required for admission.

  38. Rashmi on August 1, 2011 at 12:13 AM

    please tell me total cost of PhD in US including application ,visa,I-20)

  39. Gurucharan on July 29, 2011 at 11:22 AM

    sir , i want to take gre exam in next 3 monyhs , tell me how to prepare for it , wat books should i refer to score good

  40. rajya lakshmi on July 28, 2011 at 6:27 AM

    hi, sir
    am doing 3rd b-tech mechanical branch , am from middle class family,…………….
    i don’t know how to achieve my dream due to lack of information about, how to prepare for GRE , and also i have finantional problems so , please give me information how much for cost of ms education

  41. mahesh on June 18, 2011 at 10:21 AM

    hi sir i am doing my btech mechanical branch i am from middle class family but want to study in US how much vl i cost and can i get a job with good income please help me sir please reply sir i am waiting for ur reply

    • Pradeep Kumar Garg on March 13, 2012 at 9:57 AM

      Sir we are from middle class family my son doing mechanical and want to get the admission in USA for doing MS. Please give me the suggestion how to manage myself to send my ward in USA. Is it any possibility for scholarship or Job facility in USA to manage the expenses of studying.

  42. Praveen on May 6, 2011 at 12:48 AM

    im praveen(btech 3rd ece)..nw im final year student with 72.i had completed 10th with 89.5%,inter with 95.2% nd btech upto 3rd 72%…DOING MS IN US IS MY DREAM..i can able to pay upto 10-15 laks by loan nd is these money enough to study there in any good school???is above mentioned my track record helps me in getting scholorship r good college?????

  43. kiran on May 5, 2011 at 5:20 AM

    How much do it cost for doing MASTERS in US?

    • nazeer on March 21, 2012 at 7:48 PM

      heaps, around 35k only fees

  44. Peenal Iyer on April 28, 2011 at 11:52 AM

    I plan to do a Masters in Human Genetics in the US. Could somebody please give me tips on how to plan my finance and from when should I start the admission process? And can you also suggest colleges for the same?

    • Nithin Gowda T m on April 25, 2012 at 1:40 AM

      hai, iam intersted in studing ms in us so please send the information about it to my email id

      • Suhas G K on April 25, 2012 at 1:41 AM

        hai i am intrested in ms

  45. waqar on April 6, 2011 at 1:33 AM

    visit the website you will get all your answers from fee structure to university updates to scholarship finder to application planner and many more.

  46. divi on March 24, 2011 at 1:08 AM


    i have planned to go us for studing ms please anybody tell me abt fees rate,nd best university list….

  47. hema on March 3, 2011 at 3:38 PM

    I am dng ma bsc.maths!i want to do ma MS.can somebody tell me how to go about it!

  48. nitin makhija on January 30, 2011 at 1:51 AM

    hi ,

    i m nitin i m planning to give GRE exam in Nov,2011.please tell me the top universites in us and corresponding GRE scores required to get admissions. please provide the basic fee structure of ms and how much time it

    take to complete the about average expenses and salaries offered after completing the course

  49. jaskirat singh on January 24, 2011 at 3:57 AM

    hi This is jaskirat singh i am planning to do ms in
    please provide the basic fee structure of ms and how much time it
    take to complete the course.

  50. Anudeep on December 22, 2010 at 11:31 AM

    Iam interested to study in usa .I just want to know whether we cn to usa no matter which ever the university but it must be around 5000$ and with toefl and no gre

  51. SACHIT KUMAR GANESHM on December 21, 2010 at 7:07 PM

    I am planning to write my GRE in JAN 2011. I want to know for what score in GRE & Toefl I would be getting into top 30 colleges in US with financial aid. what is the process to get scholarship. i have lot of confision in my mind cause of lack of knowledge…and please know me about the total cost to persue my ms

  52. manoj on November 14, 2010 at 4:49 AM

    thank you for the information …… it is really helpfull…..

  53. naga anjan venkatesh on November 2, 2010 at 9:38 AM


    this is naga anjan venkatesh now i am planning to do ms in us .so please provide the basic fee structure of ms and how much time it take to complete the course.

    thank you

  54. Anubhav on October 21, 2010 at 6:33 PM

    I am planning to write my GRE in feb 2011. I want to know for what score in GRE & Toefl I would be getting into top 30 colleges in US with financial aid. what is the process to get scholarship. i have lot of confision in my mind cause of lack of knowledge

  55. vijayalakshmi on October 10, 2010 at 1:47 AM


    I have complete BE in computer science and engineering and i have 3.3 years of experience in MNC bangalore.I want to persue my MS in US.

    Please let me cost for MS in US, how much salary i will get after doing MS in US as well as in India.

    and what king roles we are going to be placed in IT after doing MS in US.

    Thanks in Advance.


  56. Amar on September 25, 2010 at 1:00 AM

    I am BE. Information Technology with 68 % marks and my academics are good
    I would like to do MS in CS … can you please tell me regarding the type of course MS is … whether an average student like me can pull it off ?? Whic GRE exam should i take…??

  57. gurbir sidhu on September 22, 2010 at 4:59 AM


    plz do let me know the fee structure for phd in us

  58. Vidya on September 3, 2010 at 6:55 AM


    I have done my Msc Computers in India and worked in bay area as a

    web developer.

    Now am planning to do MS as a distance education, because of my new born.

    Could you please suggest the best and let me know how much it costs ?

  59. JOSHOA KHURANA on August 9, 2010 at 6:55 AM


    I am a final year engineering student from DCE, my agg percentage till now is around 54, i had given my GRE about a month back my gre score is 1460 and TOFEL score is 112. I have a good work experience with NGO'S and have an excellent extra curricular record. Do i have a chance of getting admission in any of the top US universities for MS in engineering management despite my low college percentage

  60. jenish mohan on August 4, 2010 at 11:32 PM

    hi , i am in plan of doing my ms degree in us for the upcoming year 2011, i need to know the fee structure and the expenditure for pursuing the course

  61. abdul farukh.k on July 29, 2010 at 11:01 AM

    i am planning to write my gre in January. i want to know for what score in GRE i would begetting top 40 colleges in us finicial aid.

  62. ravi patel on July 25, 2010 at 3:05 AM

    can i complete my ms in 1 year or 1 year and 3 months?

    how much time it takes to get part time job after landing in usa?

  63. Ankit Sharma on July 24, 2010 at 6:53 AM

    I am final year computer science student..
    i want to do MS in US.
    kindly tell me what are the requirements and how can i apply
    my aggregate till 6th senesters are 75.65%..
    plz do suggest me..

    Ankit Sharma

  64. chandu on July 21, 2010 at 5:17 PM



    i had done my graduation in B_ tech.i hav intrested to study ms in USA.i want to know full details and cost of living/month and education.

  65. shipra on July 11, 2010 at 4:36 AM

    I am BE. Computer with 62 % marks and my academics are average …not very good …but not bad either i.e. always between 70% to 85 %.
    I would like to do MS in CS … can you please tell me regarding the type of course MS is … whether an average student like me can pull it off ??

  66. pavan........ on July 7, 2010 at 1:24 AM



    • tera papa on September 6, 2010 at 5:36 AM

      india walo ne teri maa chot dee ki……..tu usa ja raha hai

  67. Hussain on July 2, 2010 at 8:34 AM



  68. guru on July 1, 2010 at 2:13 PM

    hi iam in india nd doing BE i am interested to do MS can anyone suggest me the process and do i need to write GRE or TOFEL

  69. Pranav Harshe on June 30, 2010 at 7:00 AM

    I am doing my 5th semester in electronics engg in Gujarat.

    My average score in college till date has been 7 percentile.

    I wish to get admission in first 15 universities in US for post graduation.

    Kindly advise me as to how and when should I start to prepare for GRE and what is best way to prepare? At what score one can achieve this ?

    Pranav Harshe

  70. AJIT RAI on June 22, 2010 at 6:52 AM

    hi hsb,

    i am in 3rd year of engineering and i wish to do my MS in mechanical engineering from usa….can u please tell me what is the average estimated total cost of doing the from a US university…i have got certificates of work experience with NGO's and also as a part time JORUNALIST in a news channel…(10th=88%, 12th=72%,btech till nw =74%) these things help me get a scholarship for studying over there?…….i have a total budget of maximum 16-18 lakhs INR ………..kindly reply……..

    • gurpreet singh on July 3, 2010 at 6:57 PM

      brother you can easily get 40-50% acholorship in MS (usa)….sure….consult to mindmax…..

      • ajit rai on October 11, 2010 at 11:19 AM

        @ gurpreet-hey wats mindmax???? i m getting too confused abt this MS in US….

  71. ALI on June 21, 2010 at 10:12 AM



  72. Divya on May 5, 2010 at 11:35 PM


    I am planning to write my GRE in july.I want to know for what score in GRE I would be getting into top 30 colleges in US with financial aid.


    • Viji on June 22, 2010 at 9:51 AM


      To get into top 30 universities you have to have 1500+ and have a very good undergraduate grade.Some universities also look for recommendation letters and as well resume.Its very competitive to get into top 30 and even more competitive to get scholarships/grants/funds

      Good luck with GRE!

  73. viji on March 31, 2010 at 6:16 AM


    yep..u are required to take TOEFEL(mandatory) and GRE(required by most of the universities but not all;better to chek with university u are applying)

    TOEFEL doesnt take much time if ur english skills are good whereas GRE takes considerable amount of time(min 4 months)

    Good luck with your preparation!!

  74. hamsa on March 14, 2010 at 7:41 AM

    hi iam in h4 and interested to do MS can anyone suggest me the process and do i need to write GRE or TOFEL

    • hari on June 24, 2010 at 8:38 AM

      i want the details, how much amout will be required for the tution fee.

  75. Kamal on January 13, 2010 at 1:29 AM


    I have done my Graduation in B.Sc computers. please let me know is it necessary to have a TOFEL and GRE scores to do MS on US?


  76. Happy Schools Blog on May 27, 2009 at 9:42 PM

    Cost of Living at University of Southern California, LA…

    Students trying to decide between universities, have to consider the cost of  living at various universties they got admission. Cost of living at universities vary a lot between each city and state. Ashvin Asks @ Cost of MS in US
    I have the admit…

  77. ashvin sunil deodhar on May 27, 2009 at 3:11 AM


    I have the admit from University of South California.

    I would be living in LA for that.Please give me an

    estimate of living expences per month

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