If I come to US on F1 Visa, how much would I have to spend on monthly expenses?
I’m from India and I don’t have RA or TA that pays a stipend.
I’m sure any student planning to study in the US has similar concerns.
Here’ is Aditi with her concerns about the cost of living.
First of all, thank you very much for such a useful blog ! All your posts are really helpful for MS aspirants like us. I have applied for Fall. I just want to know the approximate monthly expenditure for a student.
I know it may vary for different universities but, still, I would like to know in general how much it is.
Apart from that, I also wish to know how much of the monthly expenditure can be earned through on campus job? And how do students manage if their monthly expenditure is greater than their earning ?
And one more small doubt, when a student succeeds in getting on campus job, will he/she be considered for TA/RA/GA ? Or usually only one of these two is allowed? are both the things manageable along with the studies ?
F1 Visa Student’s Monthly Expenses in USA
Aditi – Good set of questions. Every student will have the exact same set of question you have.
- Monthly living expenses
- Part Time Jobs
- Income form RA/TA
- Full-Time Income
- My first intern story and how much salary I got.
You will see in real figures about your monthly expenses, how much you can earn while working part-time, RA, TA with real examples at Dollars and Dreams Course.
Cost of Living in Memphis, Tennesse for an Indian Student.
I am in Memphis. It’s cheap here.
We live in an apartment whose monthly rent is $480$. 3 girls, so my share is 175$.
MLGW in winter comes max 200$. Again divide by 3. Internet monthly is 47$ (/3).
If you get a smartphone on contract, you pay about $40 a month. A basic phone on contract costs you about 30-40$.
I bought a whole bed set (mattress + bed frame + bed box, one-time investment) from season sale at $190.
Groceries for a month is about $200-300 depending on what you eat of course. These are my regular expenditure.
Monthly I get $1000 from RA, its enough for me.
If you maintain a car, add maintenance charges. I live pretty close to campus.
Also, get spices from India, its available, but comparatively expensive here in Indian store.
Try to find an RA or TA job, it helps in your studies.
People work in other campus jobs but I don’t think its worth it because you waste valuable study-time for extra money and hence jeopardizing ur chances at a good career and earning more money in the long run. But still, campus jobs can pay anything between 8-20$ an hour. Hope this helps. Good luck
Cost of Living in Virginia Tech
To begin with, the standard of living is comparatively low. It’s a college town – Virginia Tech.
Rent: Anywhere between: 200$ (Room shared with another person/living room/not a good apartment/not well connected) to 400$ (Single Master Bedroom/Awesome apartment/well connected). On an average consider 275$ for a single decent room in a decent place.
Part Time Jobs: University town, has approx. 20,000 – 30,000 students living on-campus. Has 6 – 8 dining halls. Has more than 8 colleges/schools (I mean the school of engineering, school of economics etc. So ample jobs available. Can anywhere between 8$ to 15$ an hour.
Income form RA/TA: Depends on the department, the type of RA/TA, university policies, state and federal taxes etc. Too many parameters come into play so can’t give you a concrete answer. I could give you my case, but then there are so many factors that come into play that it will take a lot time to give you break-up. But make sure you get in-touch with people from the department of the university you are interested in and inquire about how things work there.
I am on a partial RA. I will make approximately $900 a month during the spring semester, which will increase during summer because of some tax savings and then will decrease drastically and go to 5450 a month because of some other factors coming into play.
Savings: 265 $ Rent + 120 $ Food + 100 Utilities and other bills + Insurance + Entertainment etc. Approx. $200 to $300. As of now, it keeps changing according to seasons.
That’s two different student’s sharing their monthly expenses to live on F-1 Visa as n Indian Student.