5 FAQ’s About Investing in Stock Market in F1 and H1B Visa

Investing in stocks, mutual funds has its own risks. But, if you are seriously interested to make money from stock market as an F-1 Visa student or other non-immigrant visa,  then spend time to lean the tricks of the trade.

In this post we will explore some of the frequently asked questions about stock trading and investments.

Can I invest in stock markets in F1 Visa and attending university in USA?

Yes, you are allowed to invest in stock markets, since it is considered as passive income.

How about H-1B, Visa, H-4, L1 Visa?

Answer is Yes.

How much money do I need to invest in stocks?

If you don’t have experience in stock market investing and trading, then get few books and learn about trading.

If not today, when you get a job, you will have to jump into investing (through 401k or employer provided plans).

You can also read from Investopedia and start following sites like Bloomberg and other financial sites.

If you are planning to invest for the first time, don’t invest all your money.

Start small and learn slowly as you go. ( I lost about $3,000 dollars when I invested the first time without experience).

If you are not being careful, you can lose lot of money in the stock markets.

Even if you don’t plan to invest lot of money, but just curious to learn, then plan to invest $100 or $200 to learn how stock trading works.

How to trade stocks and options? Is there any cheap online stock brokers/websites?

Stocks trading commissions can put huge dent in your profits, when you are investing in small amounts. Try to find the cheapest online stock brokers. Here are few online stock brokers with less fees

  1. Tradeking ($4.95 per trade). I have account here at
  2. Zecco
  3. OptionsHosue
  4. Scottrade
  5. ThinkorSiwm

Do I have to pay taxes on earnings and dividends from stock tradings?

Of course, you earn money from stock trading, you have to pay taxes on the earnings.

Refer to IRS or other tax websites to learn about long term and short term capital gains.

If you loss money from trading, you can claim the losses too to certain extent.

Bonus Resource : Check out, I’m huge fan of his business model and courses. I have seen 3 video interviews. Check his site and learn from him.

Over to You

  • Do you invest in stocks in India or USA
  • Do you plan to jump into stock trading?
  • Which stock brokers do you use?

Similar Posts


  1. Use Robinhood or Webull to start small, on both of which you trade for free! Don’t listen to this guy, apparently he hasn’t done his research well…

  2. Hi HSB,

    Can I invest in bitcoins/ethereum and other forms of digital money?
    I have been told that investing in stocks/bonds is risky and can lead to VISA problems whereas your post suggests otherwise. Any updates to your post as of today?

  3. Hi Raghu,

    Thanks for the article and I have invested in few stocks and I am on H1B visa. I am not sure is there USCIS info where it says to invest in stocks and mutual funds while in h1B visa. I would appreciate if you can share the info. As I google I don’t see any positive lead exact your article.


  4. Hi Raghu,

    Thanks for the article and i have invested in fee stocks and I am on H1B visa. I am not sure is there USCIS info where it says to invest in stocks and mutual funds while in h1B visa. I would appreciate if you can share the info. As I google I don’t see any positive lead exact your article.


  5. never used trade king before … do you know diff between etrade and trade king? one thing is ,transact fee. any thing else?

  6. I invest in the stock market online with India Infoline (in India, of course!!). Great to know that we can invest in stocks in the US on an F1 visa. But the brokerage commission per trade looks very costly from your blog! Any good books on stock investing specifically written for the US??

      1. The brokerage structure should work very well when
        investing large amounts but for just $100 it’s 5%—well, that’s a
        lot whether it’s in Rs. or US$

  7. Firstly, a big thanks to you, for all the articles which
    has helped me a lot in my admission process last Fall. I have done
    some trading in India, and even earned a bit. I have never traded
    here though. The brokerages in US seems so costly! How tough/easy
    is it to make some net profit after paying the brokerage? Say, if
    we invest 100$ initially. . . And, is trading commission the only
    factor which we need to look into while choosing a broker? Or are
    there other factors too?

  8. Hi HSB,,

    I'm an active follower of this blog,from quite some time… Thanks for all the useful info. published here 🙂

    I am planning for my masters in USA for FALL 2011, i hav applied for univ's. but recently i have been hearing some strange things about obtaining a bank loan to fund my studies abroad-as Govt. banks would issue an education loan to only those students having above 60% in undergraduate. This worries me a lot as i have only 58% in my undergraduate(B-Tech), Is this TRUE?? if so, is der any other alternative for me to obtain an education loan??

    Waiting eagerly for some reply for this problem..

Leave a Reply

Your email address will not be published. Required fields are marked *