5 FAQ’s About Investing in Stock Market in F1 and H1B Visa

Investing in stocks, mutual funds has its own risks. But, if you are seriously interested to make money from stock market as an F-1 Visa student or other non-immigrant visa,  then spend time to lean the tricks of the trade.

In this post we will explore some of the frequently asked questions about stock trading and investments.

Can I invest in stock markets in F1 Visa and attending university in USA?

Yes, you are allowed to invest in stock markets, since it is considered as passive income.

How about H-1B, Visa, H-4, L1 Visa?

Answer is Yes.

How much money do I need to invest in stocks?

If you don’t have experience in stock market investing and trading, then get few books and learn about trading.

If not today, when you get a job, you will have to jump into investing (through 401k or employer provided plans).

You can also read from Investopedia and start following sites like Bloomberg and other financial sites.

If you are planning to invest for the first time, don’t invest all your money.

Start small and learn slowly as you go. ( I lost about $3,000 dollars when I invested the first time without experience).

If you are not being careful, you can lose lot of money in the stock markets.

Even if you don’t plan to invest lot of money, but just curious to learn, then plan to invest $100 or $200 to learn how stock trading works.

How to trade stocks and options? Is there any cheap online stock brokers/websites?

Stocks trading commissions can put huge dent in your profits, when you are investing in small amounts. Try to find the cheapest online stock brokers. Here are few online stock brokers with less fees

  1. Tradeking ($4.95 per trade). I have account here at TradeKing.com
  2. Zecco
  3. OptionsHosue
  4. Scottrade
  5. ThinkorSiwm

Do I have to pay taxes on earnings and dividends from stock tradings?

Of course, you earn money from stock trading, you have to pay taxes on the earnings.

Refer to IRS or other tax websites to learn about long term and short term capital gains.

If you loss money from trading, you can claim the losses too to certain extent.

Bonus Resource : Check out TimothySykes.com, I’m huge fan of his business model and courses. I have seen 3 video interviews. Check his site and learn from him.

Over to You

  • Do you invest in stocks in India or USA
  • Do you plan to jump into stock trading?
  • Which stock brokers do you use?