I got F1 visa approved and I will be traveling to USA in August. I wanted to know Can I open a bank account on F1 Visa while in USA? I will be carry bank draft to pay for college fees and my living expenses. Bank Account with F1 Visa Students in F1 Visa can…
Checking Account usually don’t pay Interest Rates. My emergency funds are at Online Savings Account. But, I do have an online savings and checking account. Lets talk about personal finance, savings, interest rate and Online Savings Account in this post. I was chatting with couple of students and discussion about money came up and his…
If Taking Loan(15Lacs) -> Going for MS -> Completing it -> Job? Not sure? But if, Then 50-60k $ -> Working for 1-2-Xyrs -> Repay loan + Profit, is everyones strategy, how far it stays full proof? Considering the candidate is street smart and gets things done ethically. Above question was posted by Swapnil at…
Friend of mine (new to USA) was asking for tips to manage credit cards. He got Discover Credit Card (for student). He would use the card to make a purchase, pay the balance the same day. So, he would spend $30 in walmart for Groceries using the Discover Credit Card. Then come home and pay…
Following Guide on how to build credit history fast in USA is written by Vishal. I am writing from my experience of building credit history in USA and I was probably lucky to have been well guided by one of my friend who was already in the US when I entered the dreamland. Everyone understands…
We covered several blog posts about credit cards and link between credit cards and credit history. If you missed those posts, here is links them Link between Credit Cards, Credit Scores and Credit history How to Apply for Credit Cards in USA Lets looks are some of the top credit cards available for foreign students…
American Dream – The term “American Dream” is used in a number of ways, but essentially the American Dream is an idea which suggests that all people can succeed through hard work, and that all people have the potential to live happy, successful lives. But, these days American Dream refers to driving luxury car, financial…
Investing in stocks, mutual funds has its own risks. But, if you are seriously interested to make money from stock market as an F-1 Visa student or other non-immigrant visa, then spend time to lean the tricks of the trade. In this post we will explore some of the frequently asked questions about stock trading…
Life is US is tightly knit around Credit Score and Credit history. To build your credit score and credit history, you would need credit card. When I started learning about credit cards, it was all confusing. When seniors talk about balance transfer, APR, credit score, credit report, rewards, cash back, etc it was way above…
Here are 100 Money saving tips for student sin USA. Let’s talk about saving money, personal finance and money management in USA. Money management skills are not taught in schools. You will have to pick-up money management skills quick and fast to avoid getting into debt. This blog post will give an overview about how…